BrokkrPay is the payment technology behind peptide e-commerce and other high-risk stores. You add a Pay with Stripe button to your own checkout, your customer goes straight to a Stripe Checkout page and pays with Visa, Mastercard, Apple Pay, or Google Pay, and every charge is processed on your own Stripe account. You pay a flat 2.5% plus Stripe’s standard rate instead of the 8–15% a high-risk merchant account costs, and because the money settles to your own balance there is no rolling reserve and nobody between you and your revenue.
BrokkrPay Inc (brokkrpay.com) is a checkout and de-risking software layer. It is not a bank, acquirer, ISO, PSP, money transmitter, or high-risk merchant-account broker. It does not hold merchant funds. Charges run on the merchant’s own Stripe account.
BrokkrPay is not Brokkr Finance, Brokk AI, Brokkr 3D, Brokkr Limited, or the Norse dwarf Brokkr. More about BrokkrPay Inc.
Mainstream processors refuse to underwrite peptides and other high-risk industries, and the high-risk acquirers that will take you charge triple and can still drop you overnight. Selling online shouldn’t mean living one email away from termination.
Stripe, PayPal, and your bank ban peptides and other high-risk industries outright. One risk flag and the account is frozen, with your revenue inside it, unless something keeps the account clear of those flags.
If a high-risk acquirer takes you at all, it prices like the world is ending. Layered markups eat your margin before a cent reaches your account.
High-risk acquirers sit on rolling reserves for months, starving the cash flow you need to actually run and grow the business.
Peptides are our anchor vertical, and the model works for any restricted-but-lawful store the banks won’t underwrite. Every business is screened and underwritten individually.
BrokkrPay charges 2.5% of what you process on your own Stripe account, Stripe’s standard fee is the only other cost. No monthly minimum. No surprise tiers.
We proudly serve peptides and other high-risk industries, lawful businesses the card networks won’t. Every merchant is screened, attests to legal compliance, and is underwritten individually.
Yes. Research peptides are a lawful but high-risk category, so mainstream processors decline or terminate most peptide merchants, and dedicated high-risk acquirers charge 8-15% all-in with long rolling reserves. BrokkrPay is a third option: a Pay with Stripe button in your own checkout that sends the customer to a Stripe Checkout page, de-risks the transaction, and runs the charge on your own Stripe account, so you pay a flat 2.5% plus Stripe’s standard rate and your funds settle directly to you.
These processors are aggregators: thousands of merchants share one acquiring relationship, so they exclude entire categories rather than underwrite them one at a time. Research peptides sit on their restricted-business lists alongside supplements making health claims, SARMs, and nootropics, mainly because of chargeback risk, regulatory exposure around health claims, and card-network scrutiny. It is a portfolio-risk decision, not a judgement about your specific store.
BrokkrPay charges a flat 2.5% of processed volume, and Stripe’s standard processing fee applies on top. There is no setup fee, no monthly minimum, and no rolling reserve held by BrokkrPay. A typical high-risk peptide merchant account runs 8-15% all-in once you add the discount rate, per-transaction fees, monthly gateway and statement fees, and a 5-10% reserve held for 90-180 days.
You do. Every payment settles into your own Stripe account and pays out to your own bank on Stripe’s standard schedule. BrokkrPay is a technology provider and never holds, routes, or takes custody of your funds, so there is no third party between you and your revenue and no reserve for us to release.
You add a Pay with Stripe button to your own checkout. When the customer clicks it, your server calls one BrokkrPay endpoint and the customer is sent straight to a Stripe Checkout page, where they pay with Visa, Mastercard, Apple Pay, or Google Pay and then return to your store. The order confirms back to your store by signed webhook. It is the Stripe checkout customers already recognise, which is why authorisation rates hold up. If you would rather invoice than redirect, BrokkrPay can also email the customer the same payment link.
Onboarding is same-day for approved merchants. You submit your store URL, monthly volume, company details, and current processing history; BrokkrPay screens the business, verifies ownership, and runs sanctions checks. There is no multi-week underwriting queue and no requirement to move your existing banking.
Tell us your vertical and your monthly volume. Approved operators are live on their own Stripe account within a day.