WOOCOMMERCEWordPress plugin

High-risk WooCommerce payment gateway

Accept credit cards on WooCommerce for peptides, supplements, SARMs and nootropics. The BrokkrPay plugin adds Visa, Mastercard, Apple Pay and Google Pay to your checkout at 2.5% + card processor fee, with no rolling reserve.

  • Block checkout
  • Classic checkout
  • HPOS compatible
  • Apple Pay & Google Pay
  • Free plugin

01 · ACCOUNT CLOSED

Why WooPayments and Stripe shut down high-risk WooCommerce stores

WooCommerce itself sells nothing and bans nothing. The payment gateway you install decides which products you can take cards for.

WooPayments runs on Stripe, so it inherits Stripe’s restricted businesses list. Research peptides, SARMs, nootropics and supplements with health claims sit on it, and PayPal Payments applies similar rules. Sign-up is instant, so a store can process for weeks before an automated review closes the account and holds the balance.

My WooCommerce Stripe account was closed. What triggered it?

  • Product names or descriptions that match a restricted category
  • A sudden jump in sales volume
  • A few chargebacks or disputes
  • A customer or competitor complaint

02 · GATEWAYS COMPARED

WooCommerce payment gateways for peptides compared

Three kinds of WooCommerce gateway, measured on what matters to a high-risk store.

WooPayments, Stripe, PayPalHigh-risk merchant accountBrokkrPay plugin
Accepts peptides and SARMsRestrictedYesYes
All-in costStandard rates, until closed8–15%2.5% + card processor fee
Rolling reserveBalance often held on closure5–10% for 90–180 daysNone
Minimum monthly volumeNoneOften highNone
Setup fee$0$0–$2,500$0
Apple Pay and Google PayYes, until closedVariesYes
Time to go liveMinutes1–4 weeksUnder 24 hours

03 · PLUGIN FEATURES

What the BrokkrPay WooCommerce plugin does

A card payment method for WooCommerce, built for stores other gateways refuse.

Block and classic checkout

Works on the WooCommerce Cart and Checkout blocks and on the classic shortcode checkout.

HPOS compatible

Declares High-Performance Order Storage support, so WooCommerce shows no warning.

Apple Pay and Google Pay

Customers pay with Visa, Mastercard, Apple Pay or Google Pay.

No card data on WordPress

Card details are entered on a hosted payment page, never on your site.

Signed webhooks

Orders complete on a signature-verified webhook, not on the customer returning to your site.

One API key

Paste one key. The plugin registers its own webhook endpoint for you.

Exact cart totals

Charges the real cart total in your store’s currency, cents, shipping and tax included.

Every order screened

Risky orders are blocked before they become chargebacks, and every order shows in your portal.

Test mode

Run full test orders with a test key and test card before you go live.

04 · REQUIREMENTS

WooCommerce plugin requirements

ItemRequirement
PluginBrokkrPay for WooCommerce
WordPress6.2 or later
WooCommerce7.6 or later, tested up to 11.0
PHP7.4 or later
CheckoutCart and Checkout blocks, or classic checkout
Order storageHPOS or legacy post storage
CurrencyYour store currency, where supported
LicenceGPL-2.0-or-later

05 · INSTALLATION

How to add a high-risk payment gateway to WooCommerce

Six steps, about fifteen minutes to a working test order.

  1. 1

    Create your BrokkrPay account

    Sign up for free at brokkrpay.com. There is no setup fee and no monthly minimum.

  2. 2

    Download the plugin

    Download the BrokkrPay for WooCommerce zip from your BrokkrPay portal.

  3. 3

    Upload and activate it

    In WordPress, go to Plugins → Add New → Upload Plugin, upload the zip and activate it.

  4. 4

    Paste your API key

    Go to WooCommerce → Settings → Payments → BrokkrPay and paste the test key from your portal. The plugin connects and registers its own webhook endpoint.

  5. 5

    Place a test order

    Pay with the test card 4242 4242 4242 4242, any future expiry date and any CVC. The order completes in WooCommerce on a signed webhook.

  6. 6

    Go live

    Top up your credits and add your company information in the portal, then paste your live key and switch the environment to Live.

06 · WHAT IT COSTS

What a high-risk WooCommerce gateway costs

The plugin is free. Here is a WooCommerce store taking $100,000 a month in card payments.

HIGH-RISK MERCHANT ACCOUNT

$8,000–$15,000

in fees per month at 8–15% all-in, plus about $10,000 held in reserve

BROKKRPAY

~$4,000

per month at 2.5% + ~1.5% card processor fee*, nothing held in reserve

*Example rate. The card processor fee varies by region. You pay with prepaid credits: the first top-up of 250 USD covers processing on your first 10,000 USD of orders. See pricing.

07 · WHO IT IS FOR

WooCommerce stores the plugin is built for

08 · TROUBLESHOOTING

WooCommerce plugin troubleshooting

The payment method is not showing at checkout

It hides itself when no API key is saved, when the cart total is below one cent, or when your store currency is not supported. The settings screen under WooCommerce → Settings → Payments → BrokkrPay names whichever applies.

Webhooks are not arriving and orders stay pending

Security plugins and wp-json lockdowns can block anonymous REST calls. Allow /wp-json/brokkrpay/v1/* through and exclude it from page caching. Send a test event from your portal to confirm; the settings screen shows when the last event arrived.

09 · FAQ

WooCommerce payment gateway FAQ

What is the best WooCommerce payment gateway for peptides?

One that accepts research peptides by design rather than until a review. BrokkrPay is a high-risk card processor with a WooCommerce plugin: Visa, Mastercard, Apple Pay and Google Pay at 2.5% + card processor fee, with no rolling reserve and no minimum monthly volume.

Can I use WooPayments or the Stripe plugin to sell peptides on WooCommerce?

Not reliably. WooPayments runs on Stripe, and Stripe restricts research peptides, SARMs and many supplements. Stores usually process for a while and are closed after a review, often with the balance held. PayPal applies similar rules.

Is BrokkrPay a WooCommerce payment gateway?

Yes. The BrokkrPay for WooCommerce plugin registers a card payment method under WooCommerce → Settings → Payments, so customers choose it at checkout like any other gateway.

Does it work with the WooCommerce block checkout?

Yes. The plugin works on both the classic checkout and the Cart and Checkout blocks.

Is the plugin compatible with High-Performance Order Storage (HPOS)?

Yes. The plugin declares HPOS compatibility, so WooCommerce shows no warning and you can keep HPOS switched on.

Can a high-risk WooCommerce store accept Apple Pay and Google Pay?

Yes. Customers pay with Visa, Mastercard, Apple Pay or Google Pay on a secure hosted payment page.

Do card details touch my WordPress site?

No. Customers enter card details on a hosted payment page, never on your WordPress site, and the order is completed by a signature-verified webhook.

How much does the BrokkrPay WooCommerce plugin cost?

The plugin is free. Processing costs 2.5% + card processor fee (around 1.5% as an example; it varies by region). There is no setup fee, no monthly fee and no rolling reserve.

Is the plugin on WordPress.org?

No. After you sign up, you download the plugin zip from your BrokkrPay portal and upload it in WordPress under Plugins → Add New → Upload Plugin.

How long does it take to start accepting cards on WooCommerce?

Installing the plugin and placing a test order takes minutes. Most stores go from sign-up to their first live payment in under 24 hours.

Which currencies does the plugin charge in?

Your store’s own currency. The exact cart total is charged, cents, shipping and tax included. If your currency is not supported, the settings screen says so.

Do I need a high-risk merchant account to sell peptides on WooCommerce?

No. A high-risk merchant account typically costs 8–15% all-in and holds a 5–10% reserve for 90–180 days. BrokkrPay costs 2.5% + card processor fee, with no reserve.

Does the plugin work for supplement, SARMs and nootropic stores?

Yes. BrokkrPay serves research peptide, supplement, SARMs and nootropic stores, including newly launched stores with no processing history.

Why is the BrokkrPay payment method not showing at checkout?

It hides itself when no API key is saved, when the cart total is below one cent, or when the store currency is not supported. The plugin settings screen names whichever applies.

Why are BrokkrPay webhooks not arriving?

Security plugins and wp-json lockdowns can block anonymous REST calls. Allow /wp-json/brokkrpay/v1/* through and exclude it from page caching. The portal can send a test event to confirm.

Take cards on WooCommerce within a day.

Create your accountFree to sign up. The plugin is in your portal.