Stripe alternative for peptides
A high-risk card processor for research peptide stores. Accept Visa, Mastercard, Apple Pay and Google Pay at 2.5% + card processor fee, with no rolling reserve and no minimum volume.
01 · WHY AN ALTERNATIVE
Why peptide stores need a Stripe alternative
Stripe's restricted businesses policy covers research peptides. Accounts open easily, but they're usually closed once Stripe identifies the category. PayPal, Square and Shopify Payments apply similar rules.
So peptide stores need a processor that accepts the category by design. Read more: can you sell peptides on Stripe?
02 · HEAD TO HEAD
BrokkrPay vs Stripe for peptide stores
Everything you'd want from Stripe's checkout, from a processor that accepts peptides.
| Stripe | BrokkrPay | |
|---|---|---|
| Accepts research peptides | Restricted | Yes |
| Pricing | 2.9% + 30¢ (US standard) | 2.5% + card processor fee |
| Rolling reserve | Balance often held on closure | None |
| Minimum monthly volume | None | None |
| Visa, Mastercard, Apple Pay, Google Pay | Yes | Yes |
| WooCommerce and WordPress | Yes | Yes |
| Time to go live | Minutes | Under 24 hours |
| Built for high-risk stores | No | Yes |
03 · THE OPTIONS
Stripe alternatives for peptides, compared
Most lists of Stripe alternatives for peptides recommend a high-risk merchant account. Here is how the options stack up.
| PayPal, Square | High-risk merchant account | BrokkrPay | |
|---|---|---|---|
| Accepts peptides | Restricted | Yes | Yes |
| All-in cost | Standard rates, until closed | 8–15% | 2.5% + card processor fee |
| Rolling reserve | Balance often held on closure | 5–10% for 90–180 days | None |
| Minimum monthly volume | None | Often high | None |
| Setup fee | $0 | $0–$2,500 | $0 |
| Time to go live | Minutes | 1–4 weeks | Under 24 hours |
04 · WHAT IT COSTS
What a Stripe alternative costs at your volume
Monthly fees and cash held in reserve, high-risk merchant account vs BrokkrPay.
| Monthly volume | High-risk fees (8–15%) | High-risk reserve (10%) | BrokkrPay fees (~4%*) | BrokkrPay reserve |
|---|---|---|---|---|
| $10,000 | $800–$1,500 | ~$1,000 | ~$400 | $0 |
| $50,000 | $4,000–$7,500 | ~$5,000 | ~$2,000 | $0 |
| $100,000 | $8,000–$15,000 | ~$10,000 | ~$4,000 | $0 |
*2.5% BrokkrPay fee + ~1.5% example card processor fee. The card processor fee varies by region; your full fee list is in the portal once you've registered.
05 · HOW TO SWITCH
How to switch your peptide store to BrokkrPay
Most stores go from sign-up to first payment in under 24 hours.
- 1
Sign up for free
No setup fee and no monthly minimum.
- 2
Top up 250 USD in credits
Prepaid credits cover processing on your first 10,000 USD of orders. Not a setup fee.
- 3
Add your company information
Company registration, the products you sell and your website.
- 4
Integrate your store
WooCommerce plugin, WordPress plugin or direct API. Our AI skill helps Claude Code, Codex and similar coding agents do it for you.
- 5
Take your first payment
Every order shows up in your portal.
06 · FAQ
Stripe alternatives for peptides: common questions
Is there a Stripe alternative for peptides?
Yes. A high-risk card processor that accepts research peptides by design. BrokkrPay charges 2.5% + card processor fee, with no rolling reserve and no minimum monthly volume.
What is the best Stripe alternative for peptides?
One that accepts peptides by design, holds no reserve and fits your volume. BrokkrPay is built for small and new peptide stores, and most go live in under 24 hours.
How is BrokkrPay different from a high-risk merchant account?
High-risk merchant accounts typically cost 8–15% all-in, hold a 5–10% reserve for 90–180 days, often require a high monthly volume and take one to four weeks. BrokkrPay costs 2.5% + card processor fee, with no reserve, no minimum and onboarding in under a day.
How much does BrokkrPay cost compared to Stripe?
Stripe's standard US rate is 2.9% + 30¢ per card payment, but it restricts peptides. BrokkrPay costs 2.5% + card processor fee (around 1.5% as an example; it varies by region). Full prices are in the portal once you sign up.
Is there a minimum monthly volume?
No. BrokkrPay works from your very first order.
Does BrokkrPay hold a rolling reserve?
No. BrokkrPay holds no rolling reserve.
Does BrokkrPay support Apple Pay and Google Pay?
Yes. BrokkrPay supports Visa, Mastercard, Apple Pay and Google Pay.
Does BrokkrPay work with WooCommerce?
Yes. Install the BrokkrPay WooCommerce plugin. There's also a WordPress plugin, a direct API and an AI skill for Claude Code, Codex and similar coding agents.
How fast can I go live?
Most stores go from sign-up to first payment in under 24 hours.
How do I pay BrokkrPay?
With prepaid credits. Start with at least 250 USD, which covers processing on your first 10,000 USD of orders. It is not a setup fee.